RL Wealth Educates - The Blog of Rubino & Liang Wealth Partners

Market Recap: 4th Quarter 2018 vs 1st Quarter 2019

Mar 23, 2019 6:00:00 AM / by RL Wealth Partners

It was only a few months back when the markets created some unrest in a lot of investors, especially ones approaching retirement or in retirement. The 4th Quarter of 2018 saw extreme volatility, and mostly the bad kind. Major indices erased the year’s gains, the Dow Jones was down 12%, S&P 500 down 14%, and the NASDAQ down over 16%!

Some panic stricken investors without a plan in place, or an advisor to guide them, fled for safety out of lack of any better option. Some rode out the storm and have since seen most of those losses recouped. The 1st quarter of 2019 is off to a fantastic start – in the first few months alone, the Dow is up over 10%, the S&P over 13%, and the NASDAQ over 17.2%!

Read More

Six Action Items To Help You Prepare For A Solid Retirement

Feb 24, 2019 6:00:00 AM / by John Conley

You’ve made it to that magical time in your life – the home stretch to retirement. Whether you have made the decision to work another ten years, or even one year, there are ways to start preparing immediately so that you can help your retirement years be worry-free. You worked hard to get there, but the “work” doesn’t end the day you clean out your office.

That nest egg you created needs to be cared for and looked after, and this may be the most important job of your life. Sounds scary, right? It doesn’t have to be! It all starts with planning and being prepared for what’s ahead, before you walk out that door and start permanent unemployment. Some of these steps may seem obvious, but you will be surprised how many people ignore this process, either out of fear or laziness. The truth is, it will require a bit of elbow grease on your part, but these are some of the steps needed in order to start cementing that rock-solid foundation upon which your retirement will live.

Read More

How Retirement Strategies Should Change As You Age

Feb 8, 2019 3:00:00 PM / by RL Wealth Partners

Everyone should have a strategy for meeting their goals in retirement, but retirement can last for decades; you should adjust your strategy periodically depending on where you are. We are taught that we need to grow our investments to the biggest number possible, but when is that number sufficient enough to provide for your unique retirement goals?

Let’s look at how retirement strategies might change throughout life phases.

Read More