RL Wealth Educates - The Blog of Rubino & Liang Wealth Partners

Six Action Items To Help You Prepare For A Solid Retirement

Feb 24, 2019 6:00:00 AM / by John Conley

You’ve made it to that magical time in your life – the home stretch to retirement. Whether you have made the decision to work another ten years, or even one year, there are ways to start preparing immediately so that you can help your retirement years be worry-free. You worked hard to get there, but the “work” doesn’t end the day you clean out your office.

That nest egg you created needs to be cared for and looked after, and this may be the most important job of your life. Sounds scary, right? It doesn’t have to be! It all starts with planning and being prepared for what’s ahead, before you walk out that door and start permanent unemployment. Some of these steps may seem obvious, but you will be surprised how many people ignore this process, either out of fear or laziness. The truth is, it will require a bit of elbow grease on your part, but these are some of the steps needed in order to start cementing that rock-solid foundation upon which your retirement will live.

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Sequence Of Returns Risk: How WHEN You Retire Could Make or Break Your Retirement Portfolio

Jan 25, 2019 6:00:58 PM / by RL Wealth Partners

What is Sequence Risk?

Sequence risk is also called sequence-of-returns risk. It becomes a danger as an individual takes withdrawal from their retirement savings. The order or the sequence on annual investment returns is a primary concern for retirees who are living off the income and capital of their investments.

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The Solution in Retirement: Dependable and Sustainable Income

Feb 22, 2018 2:19:27 PM / by Sam Liang

The fathers of the 401(k) plan as we know them today never intended it to replace the traditional pension plans most workers used to enjoy. But that’s exactly what’s happened over the last 30+ years, according to an article recently published in the Wall Street Journal.

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