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After the Paycheck

Exploring a wide range of topics aimed at helping people to and through their retirement.

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Exploring a wide range of topics aimed at helping people to and through their retirement.

Personal Money Talk - Spooky, or Kooky?

The days are getting shorter, the air a bit more “crisp”, and we’re quickly approaching the scariest times of the year…


Tags: Retirement Planning

The Social Security Administration Announces 2022 COLA

5.9% is the biggest COLA increase in decades.


Tags: social security

How About A 'Gap Year' Before Your Retirement?

For generations, teens in Europe have opted for a year off to adventure and see the world before starting their university...


Tags: education

Supply Chain Kinks May Grinch the Holidays

October isn’t normally considered the hub of the Christmas shopping season.

That’s what Black Friday signaled, in the "Before...


Tags: Retail

How Do Insurance Policies Effect Your Retirement Plan?

Your life and health insurance policies are a key part of your overall financial plan. It’s important to review your policies...


Tags: Retirement Planning, life insurance, long-term care

The Inevitable Drop

Market Watch says it’s not only possible – it’s probable – that you’ll see one-or-more market crashes over the course of your...


Tags: Retirement Planning, Asset Protection Planning, risk management,

Is Your Brain Sabotaging A Successful Retirement?

If you had to really think about EVERY POSSIBLE THING when making a decision, it would take a lot of time to make even the...


Tags: Retirement Planning

4 New Tax Proposals That Could Shake Your Retirement Plan

Several of the suggested proposals in Biden’s tax plan could significantly affect retirees and how those nearing retirement...


Tags: Retirement Planning, tax-deferred accounts, 401(k),

Old 401k Options & The Pros/Cons Of Each

When you change employers or enter retirement, you likely have four choices of what to do with your retirement account. Most...


Tags: Retirement Planning, tax-deferred accounts, 401(k),

The Role Dividend Paying Stocks Play In Your Retirement Portfolio

The notion of using dividends in retirement, either as a way to complement other financial assets, or perhaps rely on them for...


Tags: Retirement Planning, Income Planning, after the paycheck,

Creating A Retirement Income Drawdown Strategy

Starting your social security withdrawals before full retirement age could result in THOUSANDS of dollars of reduced potential...


Tags: Retirement Planning, Income Planning, pensions,

Myths of Conventional Financial Wisdom

Financial rules of thumb are useful to many people who can’t or won’t make time for complete and in-depth financial planning, ...


Tags: Retirement Planning, Asset Protection Planning, 401(k),

3 Unexpected Challenges You May Face Heading Into Retirement

You may have heard this before, but if you think your retirement situation will be similar to that of your grandparents or...


Tags: Retirement Planning, Income Planning, risk management,

Should Bonds Still Have A Role In Your Retirement Plan?

With interest rates so low, is there still a role for bonds in today’s retirement portfolio? Traditionally, bonds were used in...


Tags: risk management, 401(k), after the paycheck,

Market Update: Strong Data

(Published Feb. 22nd, 2021)

Markets were mixed this week as a wide range of positive economic data was released. Retail sales...


Tags: market update

Healthcare Options In Retirement

One of the major considerations you'll need to take into account in retirement is figuring out your health insurance options. 


Tags: Retirement Planning, after the paycheck, Medicare

Market Update: Cruising Oil

(Published Feb. 17th, 2021)


Tags: market update

JDLTM - What Is The Color Of (Your) Money?

Each week host Randy Cook interviews either Sam Liang, John Conley, or Ryan Marston to discuss issues and challenges that...


Tags: Retirement Planning, risk management, Investments,

Market Update: More Stimulus

(Published Feb. 8th, 2021)

Markets rose this week in spite of disappointing hiring in January. Economists expected hiring at...


Tags: market update

Would A Market Correction Affect Your Retirement Portfolio?

Would A Market Correction Affect Your Retirement Portfolio?

Randy: we all worry about the market: is it going to continue...


Tags: Retirement Planning, tax-deferred accounts, 401(k),

Market Update: Market Mayhem

(Published Feb. 1st, 2021)


Tags: market update

Market Update: Housing Continues To Soar

(Published Jan. 25th, 2021)


Tags: market update

You’ve Inherited Money, Now What Should You Do?

If you’ve recently inherited money, you might be feeling a lot of emotions. Losing a loved one is hard, and you need time to...


Tags: Retirement Planning, estate planning, after the paycheck,

Market Update: Retail Takes Another Hit

(Published Jan. 19th, 2021)

Markets receded this week as December retail sales numbers disappointed. Consensus expectations...


Tags: market update

JDLTM: Are You In Your Second Financial Awakening?

The Just Don't Lose The Radio Show discussion from January 17th, 2021:


Tags: Retirement Planning, Just Don't Lose The Money Radio Show

Market Update: New All Time Highs

(Published Jan. 11th, 2021)


Tags: market update

Audio: 2020 Year End Checklist

In this episode of the Just Don't Lose The Money Radio Show, Sam and Randy go over a 2020 Year End Checklist, which...


Tags: Retirement Planning, Annuity, RMDs

How A Tax Planning Strategy Today Could Help Maximize Income In Retirement

When over 250 recent retirees were asked, in terms of expenses, what the biggest surprise was in retirement, do you know what...


Tags: Income Planning, IRA Conversions, 401(k),

Is Your Retirement 'Check Engine Light' On?
In this episode of the Just Don't Lose The Money Radio Show, Randy and Ryan discuss:

Tags: Retirement Planning, 401(k), taxes

Where To START When Thinking About Retirement And Your Income

Earlier this year we shared a post about The "Ostrich effect", which refers to the psychological tendency to avoid negative...


Tags: Retirement Planning, Income Planning, after the paycheck,

Has Your Financial Literacy Been Declining?

 

Studies show that Americans think of themselves as financially savvy, but in actuality, financial literacy has been...


Tags: Retirement Planning, Estate Mangement Solutions, Investments

Unexpected Risks To Your Retirement Plan

 

 

What comes to mind when you imagine something wiping out your retirement savings? A personal tragedy? A natural disaster?...


Tags: Retirement Planning, Asset Protection Planning, risk management

Why Your Portfolio Strategy Needs To Be Different Than When You Were Working

What’s your goal, financially speaking, for retirement? Most likely, its to make sure you have enough money to last through...


Tags: Retirement Planning, risk management, after the paycheck,

Thinking You Should Delay Your Retirement Date? Consider This...

A landmark study released in August found that 39% of American workers, some 68 million in all, are changing the timing on...


Tags: Retirement Planning, risk management, 401(k),

4 Ways To Catch Up On Saving For Retirement

Your retirement is known as “the golden years” for a reason.

Traveling, relaxing, spending more time with family and...


Tags: Retirement Planning, 401(k)

5 Financial Planning Challenges In The First 10 Years Of Retirement

Even under normal circumstances, planning for retirement can be stressful. With the chaos that a global pandemic brought into...


Tags: Retirement Planning, Asset Protection Planning

Are You An Ostrich?

When you realize you might soon be facing an uncomfortable situation, do you tend to "ignore" it, in hopes that things will...


Tags: Insider, Retirement Planning

Should You Participate In Your Employee Stock Purchase Plan?

There’s a reason your employer offers you a benefits package; it’s an incentive for you to stay with the company and a reward...


Tags: tax-deferred accounts, asset management

Knowing The Right Amount To Withdraw From Your Accounts In Retirement
 

Choosing The Best Distribution Method For You In...


Tax Traps That Can Eat In To Your Retirement Income

 

The forgotten cost in almost every retiree's retirement withdrawal plan... Uncle Sam's (the government).

A lot of retirees...


Tags: IRA Conversions, social security, taxes,

How To Adjust To Being On A Fixed Income In Retirement

So, you made it to retirement with a decent nest egg to live off of. That’s worth celebrating! Now for the million-dollar...


Tags: Retirement Planning, Annuity, risk management

Types Of Markets And Their Effect On Your Retirement Accounts

 

Why are there different "markets" discussed in the news,...


Tags: Retirement Planning, market update, 401(k),

Should You Keep That Rental Property In Retirement?

Any investment will always involve both time and money, and this is especially true for rental property owners. Think about...


Tags: Retirement Planning, Income Planning, taxes

Navigating Job Loss When Nearing Retirement
 

 

In this episode of after the paycheck, John Conley and...


Tags: Retirement Planning, Asset Protection Planning, Income Planning,

Are Index Funds Really As Great As Everyone Thinks?

In the fall of 2019, index funds finally surpassed actively managed mutual funds. As of August 31 of last year, $4.27 trillion...


Tags: Retirement Planning, Asset Protection Planning, 401(k)

If you are close to retirement and are looking for ways to beef up your retirement accounts, you have no lack of options for how...


Tags: Retirement Planning, Income Planning, 401(k)

Medicare Changes In 2020

Considering recent events, healthcare is on everyone’s mind. While increases in premiums are common for Medicare, 2020 brought...


Tags: Retirement Planning, Asset Protection Planning

Your Guide To Social Security in 2020

The number of Americans retiring has nearly doubled in the past 20 years with 10,000 people a day reaching age 65.[1] Are you...


Tags: Retirement Planning, social security

What You Need To Know About Recessions And Bear Markets

As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market...


Tags: Retirement Planning, Income Planning, risk management,

Why Now Is The Time To Beat Taxes In Retirement

Retirement changed forever in 1978.

That’s the year the 401(k) was invented. Now, over 40 years since, most Americans have...


Tags: 401(k), taxes

What Should You Do About The Coronavirus And Stock Market Volatility?

The financial markets took a big dip early this week over fears about the spreading coronavirus, erasing gains from earlier...


Tags: Retirement Planning, risk management, 401(k)

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Have a list of questions around your finances? Thinking about your retirement situation?

Let’s chat. Fill out the form below or request a time on our calendar to reserve a 15 min. phone call with either Sam, John, or Ryan - we'll use this time to get to know you and your needs and talk about the retirement planning obstacles you may be facing.