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Recent Posts

Average Returns vs. Actual Returns - Understanding The Difference

Jan 22, 2020 11:14:36 AM / by RL Wealth Partners

Investing is all about benchmarks. To understand the success of a given investing strategy, you need to understand the most common metrics used in analysis and reports. Average returns and actual returns are two of the most common.

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Is A Roth IRA Conversion Right For Me?

Sep 24, 2019 12:04:40 PM / by RL Wealth Partners

What is a Roth IRA?

A Roth IRA is an after-tax qualified account that encourages you to save for retirement by allowing contributions and earnings to grow tax free. As opposed to a traditional IRA that is funded using before-tax dollars, a Roth IRA is funded using earnings that have already been taxed, offering a tax benefit. This also means that your withdrawals in retirement typically will not be taxed – compared to a traditional IRA, whose withdrawals are taxed as income. Once you’re age 59 ½ and have had a Roth IRA account for five years or longer, any money that you take out including earnings will not be taxable.1

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Provide a larger after-tax inheritance to your loved ones

Aug 14, 2019 11:12:53 AM / by RL Wealth Partners

What do you do when you have enough retirement income but also extra pre-tax money growing on the sidelines?

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