Risk Tolerance Vs. Risk Capacity: How Psychology Can Ruin Your Retirement Plan
In the realm of investing and retirement planning, two crucial ideas are frequently interchanged,...
Read MoreIn the realm of investing and retirement planning, two crucial ideas are frequently interchanged,...
Read MoreTaxpayers have plenty to be concerned about in 2024…
Read More$100 is on the table, and you have a choice.
Read MoreWhen over 250 recent retirees were asked, in terms of expenses, what the biggest surprise was in...
Read MoreThe days are getting shorter, the air a bit more “crisp”, and we’re quickly approaching the...
Read MoreYou've probably heard us say that consumers (like you and me) are the backbone of the U.S. economy.
Read MoreHave you considered these factors to understand how much you'll need in retirement:
How long will...
Read MoreCurrently, those who are age 50 and older can make catch-up contributions in their 401(k) accounts...
Read MoreWhat is it about your favorite cocktail that makes it perfect for you?
Read More“If you aim at nothing, you will hit it every time.” – Zig Ziglar
Read MoreWhile inflation has been cooling off from the craziness we saw in 2021 and 2022, it is still well...
Read MoreWill a...
Read MoreIt can feel like the floor is about to fall out from under you when thinking about tax law changes....
Read MoreHave you been making good use of the recent tax code changes to legally reduce the amount of taxes...
Read MoreWhat's the hardest lesson you've ever had to learn about money?
Read More5.9% is the biggest COLA increase in decades.
Read MoreFor generations, teens in Europe have opted for a year off to adventure and see the world before...
Read MoreOctober isn’t normally considered the hub of the Christmas shopping season.
That’s what Black...
Read MoreYour life and health insurance policies are a key part of your overall financial plan. It’s...
Read MoreMarket Watch says it’s not only possible – it’s probable – that you’ll see one-or-more market...
Read MoreIf you had to really think about EVERY POSSIBLE THING when making a decision, it would take a lot...
Read MoreSeveral of the suggested proposals in Biden’s tax plan could significantly affect retirees and how...
Read MoreWhen you change employers or enter retirement, you likely have four choices of what to do with your...
Read MoreThe notion of using dividends in retirement, either as a way to complement other financial assets,...
Read MoreStarting your social security withdrawals before full retirement age could result in THOUSANDS of...
Read MoreFinancial rules of thumb are useful to many people who can’t or won’t make time for complete and...
Read MoreYou may have heard this before, but if you think your retirement situation will be similar to that...
Read MoreWith interest rates so low, is there still a role for bonds in today’s retirement portfolio?...
Read More(Published Feb. 22nd, 2021)
Markets were mixed this week as a wide range of positive economic data...
Read MoreOne of the major considerations you'll need to take into account in retirement is figuring out your...
Read MoreEach week host Randy Cook interviews either Sam Liang, John Conley, or Ryan Marston to discuss...
Read More(Published Feb. 8th, 2021)
Markets rose this week in spite of disappointing hiring in January....
Read MoreRandy: we all worry about the...
If you’ve recently inherited money, you might be feeling a lot of emotions. Losing a loved one is...
Read More(Published Jan. 19th, 2021)
Markets receded this week as December retail sales numbers...
Read MoreThe Just Don't Lose The Radio Show discussion from January 17th, 2021:
Read MoreIn this episode of the Just Don't Lose The Money Radio Show, Sam and Randy go over a 2020 Year End...
Read MoreEarlier this year we shared a post about The "Ostrich effect", which refers to the psychological...
Read MoreStudies show that Americans think of themselves as financially savvy, but in actuality,...
Read MoreWhat comes to mind when you imagine something wiping out your retirement savings? A personal...
Read MoreWhat’s your goal, financially speaking, for retirement? Most likely, its to make sure you have...
Read MoreA landmark study released in August found that 39% of American workers, some 68 million in all, are...
Read MoreYour retirement is known as “the golden years” for a reason.
Traveling, relaxing, spending more...
Read MoreEven under normal circumstances, planning for retirement can be stressful. With the chaos that a...
Read MoreWhen you realize you might soon be facing an uncomfortable situation, do you tend to "ignore" it,...
Read MoreThere’s a reason your employer offers you a benefits package; it’s an incentive for you to stay...
Read MoreThe forgotten cost in almost every retiree's retirement withdrawal plan... Uncle Sam's (the...
Read MoreSo, you made it to retirement with a decent nest egg to live off of. That’s worth celebrating! Now...
Read MoreAny investment will always involve both time and money, and this is especially true for rental...
Read MoreIn the fall of 2019, index funds finally surpassed actively managed mutual funds. As of August 31...
Read MoreIf you are close to retirement and are looking for ways to beef up your retirement accounts, you...
Read MoreConsidering recent events, healthcare is on everyone’s mind. While increases in premiums are common...
Read MoreThe number of Americans retiring has nearly doubled in the past 20 years with 10,000 people a day...
Read MoreAs global markets continue their roller coaster ride due to fears surrounding the coronavirus, our...
Read MoreRetirement changed forever in 1978.
That’s the year the 401(k) was invented. Now, over 40 years...
Read MoreThe financial markets took a big dip early this week over fears about the spreading coronavirus,...
Read MoreIn today’s age there’s little we can all agree on. But one common goal we all share is to enjoy a...
Read MoreEveryone's lifestyle, and everyone's retirement, looks different. Maybe you'd like to retire to...
Read MoreInvesting is all about benchmarks. To understand the success of a given investing strategy, you...
Read MoreA Roth IRA is an after-tax qualified account that encourages you to save for...
Read MoreWhat do you do when you have enough retirement income but also extra pre-tax money growing on the...
Read MoreFor many American retirees, Social Security is a valuable, and sometimes essential, part of their...
Read MoreIn this episode of the Just Don't Lose The Money Radio Show, Sam and John discussed 10 mistakes...
Read MoreThis week's episode of Just Don't Lose The Money Radio was focused on something we are going to...
Read MoreThe House Of Representatives just OVERWHELMINGLY passed the S.E.C.U.R.E. (Setting Every Community...
Read MoreThis week's radio discussed the Five Pillars of a Sound Retirement. Tune in as Sam and Mike discuss...
Read MoreDo you have all the bases covered to pave the way for a happy and secure retirement, or does your...
Read MoreThis week's episode of Just Don't Lose The Money Radio was dedicated toward answering questions...
Read MoreThis week's episode of Just Don't Lose The Money Radio discussed myths about finances in...
Read MoreLast month (March 2019), the Treasury Department quietly announced it no longer intends to amend...
Read MoreIn this week's post we'll discuss the importance of having products within your mix of your...
Read MoreIt was only a few months back when the markets created some unrest in a lot of investors,...
Read MoreThere are three milestones on your way to retirement that we'd like to address in this post, and...
Read MoreThis week’s blog is a homage to a book that we’ve been giving to people who come in for a...
Read MoreYou’ve made it to that magical time in your life – the home stretch to retirement. Whether you...
You’ve set aside money all of these years, hoping to have a fluffy nest for retirement. You’ve...
Read MoreEveryone should have a strategy for meeting their goals in retirement, but retirement can last for...
Sequence risk is also called sequence-of-returns risk. It becomes...
Read MoreWhether you are just starting to think about retirement, or you are in retirement already, you...
If you are thinking about retirement, or are nearing retirement, its go time. We call this the...
The fathers of the 401(k) plan as we know them today never intended it to replace the traditional...
Read MoreIt’s mid-January. By now, you’ve either tackled your resolutions with zest, or you’ve happily...
Read MoreIt always starts the same way. A New Year approaches and you have the best intentions for keeping...
Read MoreI got another email today from a radio listener who is turning 70 ½ and wanted to know more about...
Read MoreAs you are approaching the finish line of your working career, it is important now more than ever...
Read MoreNow that the Powerball winner has come forward to claim her prize of $758 million (before taxes),...
Read MoreI was Driving down the Mass Pike this past weekend and saw a billboard that really caught my...
Read MoreIntroduction:For most of my adult life and career as a broadcast journalist, I focused on daily...
Read MoreINTRODUCTION:
Probate is a legal proceeding conducted by a state court that oversees and manages...
Read MoreJune is annuity awareness month. How did this come about and why? In 2015, The Commonwealth of...
Read MoreWhat if everything people were being told about retirement planning was not true?Well, maybe lie...
Read MoreThe other day, a customer thanked me for being so kind on the phone. I thought that was odd. After...
Read MoreThe fathers of the 401(k) plan as we know it today never intended it to replace the traditional...
Read MoreMany of our clients want to make sure that their assets stay in the family after they pass away.
In...
Read MoreI have 4 kids. Two are in college and 2 are still in high school. As we were all sitting at the...
Read MoreHealth, or the lack of it, seems to be on everyone’s minds these days. Is Hillary sick? Is Donald...
Read MoreImagine you just won a gold medal at the Rio Olympics that no one expected you to win. You’re a...
Read MoreJuly 4th is coming up fast. Independence Day…the day we declared we’d be bound no more to the...
Read MoreOver the last 12 months or so, the market appears to be down. In fact, when I logged into my own...
Read MoreI know…RMD’s don’t actually stand for that. They stand for Required Minimum Distributions. Anyone...
Read MoreWhat do the New Year’s Eve Ball and the stock market have in common? They both started the year...
Read MoreI was born in Hong Kong. I didn’t grow up playing baseball or riding bikes because in Hong Kong,...
Read MoreDo you ever feel like you get whiplash when you watch the stock market? Me, too.
Read MoreI grew up in a family with four older sisters, so I’ve known since I was a small child women run...
Read MoreJuly 4th is a big day in our country’s history: Independence Day. It’s the day we told the Brits we...
Read MoreGuessing games can be fun. There’s a reason Wheel of Fortune and Jeopardy have lasted as long as...
Read MoreMath is a funny thing, especially when it comes to averages. Let me show you what I mean.
Read MoreI have a confession to make. I’m a procrastinator. I routinely delay doing things I know I should...
Read MoreThe Social Administration (SSA for short) can’t help you with your Social Security benefits. That...
Read MoreTwo things matter when you’re making a bet. The first is the probability of success. What are the...
Read MoreLet’s say you recently found out you needed open heart surgery. Bad news, I know, but since over...
Read MoreThe Patriots are the Super Bowl Champs…again! After I was done watching (and celebrating!) two...
Read MoreIt’s probably not what you think. It’s “average life expectancy.” In other words, how long you will...
Read MoreHow Safe is Safe?
That’s an interesting question because each of us takes risks every day. We get...
Read MoreThe holidays are upon us! If your life is anything like mine, it’s a whirlwind of spending time...
Read MoreRead Sam Liang's latest article for Fortune.com about the new hybrid that will help you follow...
Read MoreEven famous country singers like Brad Paisley need to follow those important Two Rules!
Read MoreDo you remember 2008? Many believe that because Fed Chairman Alan Greenspan acted quickly, he saved...
Read MoreWe have a very special guest joining us this Sunday, August 10th, on Just Don’t Lose the Money...
Read MoreWe want you to be aware of a scam that is going on right now. People have been receiving...
Read MoreOur phones ring everyday with people asking for our help. They’re worried about retirement and...
Read MoreWhile driving to work last week, I heard a study that Bank of America conducted on the “mass...
Read MoreAre you considering paying off your mortgage or refinancing? Or selling your house and downsizing...
Read MoreAmong the many articles I read on a daily basis, one in particular caught my eye today. Money pros...
Read MoreI think we can all agree that many things are tougher for the younger generation. There is no...
Read MoreIf you get into a car accident, you ask your trusted friends if they have a good body shop person....
Read MoreHi. I’m Sam Liang and welcome to my blog!
I started this site as a link between my business life,...
Read MoreThinking about your retirement situation?
Let’s chat. Find a time on our calendar to reserve a 15 min. phone call with either Sam, John, or Ryan - we'll use this time to get to know you and your needs and talk about the retirement planning obstacles you may be facing.